Terms of Service

By accessing and using this website, you accept and agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website.

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the website after any changes constitutes your acceptance of the new Terms.

You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use of the website.

Prohibited activities include:

• Attempting to gain unauthorized access to our website or servers
• Using the website to transmit malicious code or viruses
• Misrepresenting your identity or affiliation
• Collecting information about other users without consent

All content on this website, including text, graphics, logos, images, and software, is the property of Aarthik Bachat Cooperative Bank and is protected by copyright and intellectual property laws.

You may view and download content for personal, non-commercial use only. You may not:

• Republish material from this website
• Sell, rent, or sub-license material from the website
• Reproduce, duplicate, or copy material for commercial purposes
• Redistribute content without our permission

The information provided on our website is for general informational purposes only. While we strive to keep information accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or availability of the information.

Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of these websites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Your use of any linked website is at your own risk. We recommend reviewing the terms and privacy policies of any third-party websites you visit.

To the maximum extent permitted by law, Aarthik Bachat Cooperative Bank shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with your use of this website.

This includes, but is not limited to:

• Damages for loss of profits, data, or other intangible losses
• Errors or omissions in the content
• Unauthorized access to or alteration of your transmissions
• Any other matter relating to the website

These Terms shall be governed by and construed in accordance with the laws of Nepal, without regard to its conflict of law provisions.

Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Birgunj, Nepal.

If you have any questions about these Terms, please contact us: